It’s a bare-bones service with rock-bottom pricing. For a long time, LifeLock was our #1 service for identity theft protection. Consumers reported losing more than $1.9 billion related to fraud complaints, an increase of $293 million from 2018. Similarly, when we were using NortonLifeLock, we had some notifications pop up regarding our email address and passwords being found on the dark web. In addition to all the features of the individual plan, the family plan allows you to add 2 adults and an unlimited number of children up to age 25. That, to us, is a bit of a red flag. Ultimate Plus - $25.99/month for the first year, $34.99/month in subsequent years. You will find, within the following section an in-depth description of LifeLock. Perhaps Zander’s biggest differentiator is our commitment to the best prices possible and our continued effort to service and increasing value for our members. Starting at under $7 a month, it’ll keep you safe and provide you $1 million coverage while saving you a good chunk of cash. Plus, you will be immediately notified if your credit card is being used. After you sign up for any of the 3 individual plans (LifeLock Standard, Advantage or Ultimate Plus), you can add children under 18 to the plan for $5.99 per child per month. LifeLock is a good option for the essentials in ID theft monitoring and digital security, but it’s also worth taking into consideration that the company currently has an “F” rating with the Better Business Bureau (BBB). We only cover the top 10 identity theft protection providers on this page. Unlike some of the other protection services, Zander provides only 2 plans – individual and family. To add your partner, you’d have to sign up for a separate individual plan. No credit screening: While most top tier protection services provide credit screening, Zander, however, doesn’t offer the facility. Read our reviews of their features including fees, insurance assistance, plans, customer support. The design choices feel a little dated, and some of the functionality can suffer because of that. We’ll also guide you on what to look for while choosing an identity protection service and which one deserves your hard-earned cash. You can read more about these and other types of identity theft, including employment identity theft and senior identity theft. Overview: Zander vs Identity Guard. The family plan gets even better! To help you make the best decision, though, we’re going to unpack these two services, and we’ll show you where they’re similar and where they differ. When Dave Ramsey helped Zander develop our ID theft … Customer experience is another factor you’ll want to consider when deciding on the best identity theft protection service for your needs. And trust us here, freezing your credit is one of the best things you can do to protect yourself from fraudsters, so we recommend everyone take advantage of this underutilized functionality. Learn More, An exercise in comparing apples to oranges with these two great identity theft protection products. LifeLock is a recognized name in identity theft protection, and its purchase by Symantec has brought even more attention. Yes, Zander’s individual plan is $6.95 per month, while NortonLifeLock’s most basic plan is $9.99 per month. Reliable customer support: You’ll be given round the clock phone assistance. For example, a more comprehensive plan like IdentityForce with Credit Monitoring will cost you $23.99 per month, and LifeLock goes for around $30 per month. Most services will give you the option to set up alerts for changes that are made to your bank accounts, credit or if your SSN is being used. However, that comes at a premium and will cost you twice as Zander. For only $12.90 you get to add your spouse and unlimited children! LifeLock Junior - $5.99/month for children under 18 (parent membership also required) For a long time, LifeLock was our #1 service for identity theft protection. This is really helpful — instead of having to scroll through every instance of your number showing up in public records, you can simply make sure your number isn’t being used in a place you’ve never been or never lived. Zander Insurance offers the most affordable identity theft protection plans for individuals and families. Tax identity theft – when a crook files a tax return in your name and nabs your refund; Child identity theft – when a thief opens accounts using a child’s Social Security number; And that doesn’t cover everything. Lifelock Vs Zander Identity Theft - Easy Tricks to Prevent Id theft. In addition to the features of the Standard plan, you get a more generous coverage for financial loss and personal expenses at $100,000 each. When it comes to insurance coverage, you are eligible for up to $1 million plus you will be provided assistance for account restoration post identity theft. Did You Know: The cost of identity theft is rising. Zander and LifeLock both offer affordable plans that provide identity theft protection. Considering its low prices, Zander still manages to provide decent identity protection. In November 2019 the company was renamed NortonLifeLock and a new service was created. Their coverage might best be described as supplemental insurance in the event your identity is stolen - because their plans don't monitor any of the credit bureaus (or your credit card activity). LifeLock offers a very reliable customer service platform. (But as you’ll see from Zander’s rock-bottom prices, it kind of makes sense the service is lean). This gets a little subjective, but we think it’s an important discussion. Both services are also committed to helping you should your identity become compromised. Just something to consider. FYI: According to Zander’s materials, credit monitoring can only detect about 21 percent of identity theft events. Given the huge number of features, it’s easy to get overwhelmed and at times it can be difficult to find what you’re looking for. As you can see, their services are broken up into multiple tiers, but as you start going cheaper, the features really start dropping off. Americans were identity-theft victims 13 million times in 2019, losing $16.9 billion, Javelin Strategy & Research found. If you’re not particularly tech-savvy or if you just don’t have a need for these tools, you’d be throwing money away every month should you go with NortonLifeLock. Both offer access to your credit scores as well as your credit reports and provide you with alerts if your … That’s because of two critical factors: First, NortonLifeLock gave us triple-bureau credit monitoring, while Zander does not offer credit monitoring at all. Stop hackers in their tracks with our top identity theft protection providers. Disclosure: We are a professional review site that receives compensation from some of the companies whose products we review. Secondly, they provide an extra layer of security as credit screening and reports from all 3 credit bureaus. On the other hand, NortonLifeLock feels a little more up to date, but their organization could use some work. LifeLock vs Discover Identity Theft Protection – Get premium protection offered by LifeLock, or the proven reputation of credit giant Discover. The primary differences in the Zander ID Theft Solutions product and Lifelock are integrity, price, and a continued effort to emphasize service and value to our members. CODES (1 months ago) Zander Id Theft Coupon Code - brand-coupons.com Zander Insurance Group Ident. Some services focus more on finances, some focus more on cybersecurity, and some are… well… simply not worth your time. None at all. We review each product thoroughly and consistently and give high marks to only the very best. © Copyright 2021 SafeHome.org a Centerfield Media Company. Since those early days, LifeLock has been refining their services and in 2017, they were purchased by digital security company Symantec. InformationWeek .com: News, analysis and research for business technology professionals, plus peer-to-peer knowledge sharing. This is one of our most common questions since Lifelock is such a frequent advertiser on many media outlets. They told us what they were looking for, how they were doing it, and what to do if something suspect turned up in a more complete way than Zander did. Before making your decision though, let’s take a look at a quick overview of each services’ pricing and plans to make sure you have a complete picture of what you’ll be paying for. Zander provides a variety of identity theft protection services. They don’t even have bank accounts.” We get the reasoning, but here’s why you should reconsider. Here are a few compelling reasons for paying attention to your identity security: The fact that you will have to share personal information at various avenues makes it quite cumbersome and impractical to monitor it yourself. The following section will present a functional comparison between these two services. Zander’s basic plan starts at $6.75 per month while LifeLock’s basic plan will run you a monthly bill of $11.99 – almost twice, Zander offers a plan optimized specifically for families while you can add minors for $5.99 each with LifeLock but it doesn’t offer a family specific plan, Lifelock has an easy to use mobile app for both Android and iOS whereas Zander surprisingly doesn’t have a mobile app, While LifeLock offers a very generous 60-day trial period and money back guarantee, however, no such perks are available with Zander. Between these two security systems, our favorite is LifeLock. Credit card fraud, employment/tax-related fraud, and phone/utility fraud are the 3 most common types of identity theft. It includes financial and tax fraud, medical identity theft, criminal identity theft, social security fraud, child identity theft, employment fraud, and title fraud. A lot more alarmingly, id theft could happen anyplace. Zander has a flat rate of $12.08/month while LifeLock charges separately for each adult and child. Finally, we wanted to talk about the feel of both products. Though Zander offers insurance coverage of up to $1 million restoration like LifeLock in cases when identity is stolen , the latter also also protects through credit screening and reports from 3 credit bureaus. Find out which is better in our expert comparison. Will Zander and NortonLifeLock help if my identity is stolen? One their personal expense compensation package probably the best on the current, with up to $1 million expense coverage depending on the plan. Instead of panicking, though, NortonLifeLock gave us step-by-step instructions on how to remedy the issue. These services include covering all types of identity theft, personal information monitoring, social security number monitoring, change of address monitoring, court records monitoring, data breach updates, around-the-clock customers support and recovery services, unlimited restoration services, $1 million in stolen funds and expense reimbursement, lost wallet protection, free credit report monitoring reminders, and child identity theft protection. Two, credit screening is even more thorough. If you’re squeezed for time, we have also added a quick 10-second Identity Guard comparison with LifeLock. Lifelock offers protection for your bank accounts, credit, and other sensitive information. The most obvious difference between the two services is that Zander does not offer credit monitoring. No matter the service you choose, we highly recommend looking out for these recovery and restoration features. Certainly not, but it’s not going to be right for everyone. Nearly 1 out of every 4 Americans admits to having been a victim of identity theft. A lot more than Being unfaithful thousand Us citizens manage to get thier identity stolen each year, as outlined by Ftc. Start Membership . Lifelock provides two distinct advantages. You’ll be given round the clock phone assistance. Identity Restoration Service is accessible during working hours only. Services Zander doesn’t even come close to touching. If indeed your information is compromised you suffer financial loss, you will be provided guidance and compensation, up to a $1 million, depending on the service and plan. Pricewise, their closest option is called LifeLock Select. Almost. Their plans and pricing are confusing, and tend to be more expensive than many comparable services out there. Yes, both do offer identity theft protection for children, however, Zander’s family plan is more affordable. When it comes to similarities, there are few overlaps between Zander and NortonLifeLock’s services. Your bank account will get compromised. While that inspires some level of confidence, Zander is a pretty unique service and takes a different approach to fraud protection, focusing almost exclusively on the identity side of things. Learn More, We may receive compensation from some providers listed on this page. This is probably the most important benefit of having a protection service on board. They use white labeled services from ID Experts, meaning they’ve used their brand to sell another company’s services. So if you’re looking to protect the whole family, you should take a look at our Best Identity Theft Protection Services for Families guide. Ultimate Plus - $25.99/month for the first year, $34.99/month in subsequent years. As we found in our in-depth review of Zander, the product is endorsed by financial expert Dave Ramsey, and they really lean heavily on the authority associated with his name. A good place to start is our Best Identity Theft Protection guide. For an in-depth look at the breakdown, check out our Zander pricing guide. Or, quickly breeze over this handy chart we drew up. Tech has indeed made our lives easier and quicker. A protection service with a robust information screening framework will minimize the loopholes thus providing you much better security. Also, you’ll be entitled to $25,000 each to cover personal expenses and lost income. SafeHome.org may receive compensation from some providers listed on this page. If you’re willing to put in a bit of effort to monitor your credit yourself then Zander is indeed a great choice. But it’s here, though, that the similarities stop and the two services really diverge. Zander, at times, feels a little incomplete. CODES (7 days ago) Over 16 million people were affected by identity theft in the United States in 2014, according to a recent study by the Bureau of Justice Statistics. If your information is used in criminal proceedings, Lifelock … Yes, both services scan the dark web for key pieces of identifying information like social security numbers and bank accounts. For families LifeLock Select can cost significantly more. He holds a BA in business, and has 10+ years of experience in content development. It becomes quite a compelling proposition when you consider their $1 million identity theft coverage is up with the top providers. We respectfully disagree, and instead recommend the most complete protections available — like the triple-bureau monitoring and identity theft protections offered by NortonLifeLock. CyberScout only has two plans, commercial and personal (for personal policyholders), and doesn’t have a. CyberScout family plan, whereas LifeLock has four different programs. Annual price increase: You’ll have to pay a dollar extra per month for any plan you subscribe after 1 year. It’s unusual here only because the insurance company is offering the actual app. Pretty straightforward, right? We really liked this functionality. But even if the service you choose doesn’t offer this functionality, it’s easy to do through the major credit bureaus. It only takes minutes to enroll. Zander offers customer care that is as good as any of the top tier identity protection services. We haven’t yet seen a family plan such as Zander’s. Both are top-tier options, but how do you know which one is the best for your particular needs? It can be difficult to discern whether or not a service should be considered, but lucky for you we’ve done the heavy lifting for you. Zander pulls out the win against LifeLock when it comes to pricing, at just $6.75 for its lowest-tier Individual Plan compared to LifeLock’s $9.99 for its lowest-tier plan. Zander and LifeLock both offer affordable plans that provide identity theft protection. Expensive family plan: You’ll need to shell out extra for complete family coverage. Zander’s ID Theft program is aggressively priced at $6.50/month but for a few dollars more you can get far more value and protection in a program … He also served as an Arson Investigator, where he cracked the case of a serial arsonist, and made the arrest and prosecuted the would-be bomber of ABC-7 Studio in LA. You’ll have 24-7 access to their customer care reps even on holidays. Children are actually a primary target for fraudsters because they don’t have established credit histories — meaning they are easier to exploit and the fraudsters’ crimes are more difficult to detect. Have a look at the latest Zander plans and pricing here. This makes it even more compelling because you get pretty decent security and insurance coverage that includes protection from the most common identity thefts, online screening of sensitive information and stolen wallet coverage. Advantage - $17.99/month for the first year, $24.99/month in subsequent years. Now, while this might not be a dealbreaker for everyone, it is for us. However, if you pay up for the year it’ll cost $125 instead of $144. Money back guarantee: If you have signed up for their annual plan you have the facility to avail a complete refund within 60 days. Moreover, account restoration is provided as well. Best Home Security Systems for Apartments, Best Home Security Systems for Homeowners, Best Identity Theft Protection Services for Families guide, guide to NortonLifeLock’s pricing and plans, Checking and Savings Account Application Alerts. This plan has a price tag of $23.99 per month or $20/month for the year. You'll have a generous $1 million policy to cover any financial losses due to identity theft, but be aware that Zander … Here are some startling statistics that should give you an idea of how common it’s getting. They look most similar when comparing their identity theft protections. So let’s jump in. Do Zander and NortonLifeLock both offer credit monitoring? Great customer care: You will have 24-7 access to customer care for both routine issues and identity theft. Following are some key factors you must pay attention to while deciding on the protection service: Keith Morris is a 20+ year veteran of the security game, with the knowledge and experience to set you on the right track toward personal safety and security. This leaves the door ajar for anyone who intends to inflict personal and financial harm through identity theft. Within this article, you will learn quite a bit on identity theft and why it makes a lot of sense to invest your time and a bit of cash to avoid potentially catastrophic damage. Engage with our community. So both services do a good job protecting vital pieces of identifying information and important documentation. Travis is a retired Burglary Detective, having tallied 5,000+ burglary and theft cases throughout his career. Also, their account recovery is just as robust and more importantly available 24-7, unlike some other protection services. Trying to find Lifelock Vs Zander Identity Theft. We’d also like to point out that both Zander and NortonLifeLock offer very detailed and actionable alerts when they’ve located something suspicious. A quick word on that last bit — freezing credit is something you should do anyway. You’re eligible for up to $1 million for financial loss from identity theft. Zander identity protection vs lifelock Zander identity protection vs lifelock. In this comparison guide, we’re going to be taking a look at two wildly different services — Zander and NortonLifeLock. To help you make that decision, we recommend you head over to our identity theft service comparison tool where you can put the best of the best head-to-head. Freezing your credit reports makes it so no bad actors are able to open new lines of credit. 86% of victims had their credit card or … Is Zander more affordable than NortonLifeLock? Best Identity Theft Dedicated identity restoration department: If your information gets stolen, they will thoroughly guide you and oversee the entire account restoration process. FYI: It can be years before you discover your child’s identity was stolen, handicapping them financially before they even get started. Dedicated identity restoration department: If your information gets stolen, they will thoroughly guide you and oversee the entire account restoration process. Does that mean it’s not worth checking out? Start your protection now. At the end of the day, though, it’s all about finding a service that fits your lifestyle and your budget. Do Zander and NortonLifeLock offer protection for children? For example, Zander’s social security number monitoring provides a map of locations wherever your social security number has been used to help create context for what you’re seeing. Add to that $7500 weekly personal expense coverage and it becomes a double whammy! On the other hand, you have NortonLifeLock, which boasts one of the most extensive suites of services on the market, ranging from VPNs and virus protection, to triple-bureau credit alerts and financial account monitoring. Do Zander and NortonLifeLock offer dark web protection? A reliable insurance coverage: You’re eligible for up to $1 million for financial loss from identity theft. Though Zander offers insurance coverage of up to $1 million restoration like LifeLock in cases when identity is stolen, the latter also also protects through credit screening and reports from 3 credit bureaus. Here’s a quick look at what Zander covers. If you have signed up for their annual plan you have the facility to avail a complete refund within 60 days. It’s all about figuring out what works best for you and your budget. LifeLock monitors the dark web, where much information is bought and sold, for any mention of your personal information. Having said that, we come to the next obvious difference — the disparity in the monthly cost between Zander and NortonLifeLock. LifeLock Junior - $5.99/month for children under 18 (parent membership also required) For a long time, LifeLock was our #1 service for identity theft protection. Despite the price, it offers 2 key advantages. If you have been affected by identity theft, LifeLock will help you recover your compromised accounts and will also reimburse in case of financial loss and you will be provided legal expertise.